Research Paper on Financial Analysis Essay Example

Research Paper on Financial Analysis Essay Financial Analysis Research Paper The effective financial analysis is very important for the evaluation and the assessment of the market potential and the current position of a company. At the same time, to conduct an effective financial and market analysis it is necessary to take into consideration a variety of factors and measures including current ratio, debt ratio, profit margin, return on assets, and P/E ratio. The current ratio is a financial ratio with the help of which it is possible to define whether a company is able to pay its debts over the next 12 months or not. The current ratio compares a company’s current assets to its current liabilities in such a way the current ratio may defined as follows: Current ratio= current assets/current liabilities*100 Basically, the current ratio is an indicator of a company’s market liquidity and ability to meet short-term debt obligations. The acceptable current ratio may vary depending on an industry, but, in general, it is possible to estimate that if current liabilities do not exceed current assets than it is possible to state that a company has a relatively good short-term financial strength. In contrast, if current liabilities exceed current assets then it is possible to estimate that a company will likely to have problems meeting its short-term obligations. We will write a custom essay sample on Research Paper on Financial Analysis specifically for you for only $16.38 $13.9/page Order now We will write a custom essay sample on Research Paper on Financial Analysis specifically for you FOR ONLY $16.38 $13.9/page Hire Writer We will write a custom essay sample on Research Paper on Financial Analysis specifically for you FOR ONLY $16.38 $13.9/page Hire Writer Learn how we can help with your Financial Analysis research paper! The debt ratio is another important financial ratio with the help of which it is possible to measure the debt of a company and to assess the extent of the debt of a company may be compared to the total assets of the company. To put it more precisely, the debt ratio compares a company’s total debt to its total assets. In such a way, it is possible to present the debt ration as follows: Debt Ration= Total debt/Total assets*100 In such a way, on defining the debt ratio, it is possible to determine the share of the debt of a company compared to its assets. Traditionally, the position of a company is viewed as good if the total debt is lower than total assets and the lower the debt is the better perspectives a company has. In contrast, if total debt exceeds total assets it is viewed as one of the markers of a serious problem than threatens to result in a profound financial crisis a company will suffer from. The profit margin is used to measure the profitability of a company. Basically, it is defined through the comparison of net income to net sales revenue and may be presented with the help of the following formula: Profit Margin= Net income/Net sales revenue*100 As a rule, the profit margin is used for the internal comparison. It should be pointed out that often profit margin are quite difficult to define precisely. In fact, the profit margin is an indicator of a company’s pricing policies and its ability to control costs. The return on assets is the measure which shows how profitable a company’s assets are in generating revenue. The return on assets is defined through the comparison of net income to total assets: Return on Assets= Net income/Total assets*100 Basically, the return on assets is an indicator of the capital intensity of a company, which depends on an industry, since company that require large initial investments will generally have lower return on assets. The P/E ratio of stock is a measure of a price paid for a share relative to the income or profit earned by a company per share. The P/E ratio may be defined as follows: P/E ratio= Price per share/Earnings per share With the help of P/E ratio it is possible to analyze market’s stock valuation of a company and its shares relative to its income. Thus, it is possible to conclude that all the ratio and measures discussed above are very important and can provide a researcher with ample information on the financial situation in a company, though, it is still necessary to understand that in addition to these ratios it s also necessary to take into consideration the external situation in the market and a variety of other factors that can affect the performance of a company.

Check out this Phrasal Verb Breakdown! Workout or Work Out Signup or Sign Up Your Questions Answered.

Check out this Phrasal Verb Breakdown! Workout or Work Out Signup or Sign Up Your Questions Answered. This weekend, I had the pleasure of staying in the Hilton Garden Inn in Schaumburg, Illinois.   On the bedside table was a pamphlet entitled, â€Å"In-Room Comfort Guide.† I happily read about the superlatively comfy bed and pillow I was to sleep on and the ergonomic chair I would sit in while working on my laptop.   Then I turned to the back page of the pamphlet, where it said: Workout in the comfort of your own room. â€Å"Do they mean for ‘workout’ to be a noun or a verb?† I asked myself.   â€Å"Do they mean, ‘Get a workout in the comfort of your own room’ or does the Hilton have editors who do not know that workout is a noun, not a verb?† As I read on, I came to the conclusion that the Hilton’s editors have a few things to learn about grammar.   The first sentence of the paragraph under the headline says: Workout in the comfort of your own guestroom when you check-out our complimentary Stay Fit Kit  ® from the front desk. Oh my!   Not only did the editors miss the fact that the verb to â€Å"work out† is TWO words (known as a PHRASAL VERB), but they also did not realize that â€Å"check out† should be TWO words!   You would think that editors working for a HOTEL would know that check-out is the noun for what you do when you check out (verb) of a hotel. Gearing Up with More Phrasal Verbs! Work out and check out are just two examples of phrasal verbs that many people get mixed up.   One of my pet peeves is a phrase you might see often on websites, â€Å"Signup Here† or â€Å"Sign-Up Here.†Ã‚   â€Å"Sign up† (TWO words) is a PHRASAL VERB like â€Å"work out† and â€Å"check out.†Ã‚   â€Å"Sign-up† or â€Å"Signup† is the noun for the act of signing up.   E.g., â€Å"The sign-up table is down the hall to your right.† Other examples of PHRASAL VERBS are: Break out (noun:   breakout) Stand out (adjective:   standout) Take off (noun:   takeoff or take-off) Make up (noun:   make-up) Count down (noun:   countdown) Break down (noun:   breakdown) Group on (noun:   Groupon) – Just Kidding!!! Foul up (noun:   foul-up) – Get where I’m going here? Dear readers, here’s the point:   Just because there is a word in existence that glues the two parts of a phrasal verb together does NOT mean that you can glue those two words together and have the result still be a verb!   If you want to use a verb plus a preposition (up, down, on, off, etc.) as a verb, keep a space between the two parts of the verb.   Do NOT stick them together or you will end up with a noun or possibly an adjective.   You can do better than those Hilton editors, can’t you? If you have questions or more examples of phrasal verbs that people tend to get confused with their corresponding adjective or noun phrase, please share below! Category:Grammar Writing TipsBy Brenda BernsteinJuly 18, 2011 3 Comments The Essay Expert says: July 22, 2011 at 5:30 pm Thanks for the list Dawna! I dont think Ive ever seen shoot out used as a phrasal verb (of course shoot-out is a noun). What does it mean to shoot out (unless youre a plant)? And is there a word eatout or eat-out? I wonder if people get this one wrong. Log in and Log out are a couple that came onto my radar in the last couple of days! Log in to Reply Penelope J. says: July 31, 2011 at 1:58 pm Enjoyed these examples. Dont have time to compile a set of my peeves. I know they are everywhere, but a Hilton Garden Hotel should not have a glaring grammatical error in their pamphlet. Hope you pointed it out to them or sent them a link to this blog post. Log in to Reply The Essay Expert says: July 31, 2011 at 3:15 pm Thanks Penelope! I did send them a trackback. Maybe I should send the link to Corporate too 🙂 Think theyll offer me a job? Log in to Reply

Gender and Work Roles in Society Essay Example | Topics and Well Written Essays - 750 words

Gender and Work Roles in Society - Essay Example Mom and Dad have changed. Moms today are many things to many people. Mothers have always been the ones that are responsible for making decisions related to the children and the home. Now fathers are accepting some of that role and Mom at the same time is accepting and appreciating some of the outside role of work. The changing role of Mom today includes career, home care, education of the children, healthy living for the family, as well as the expectation that she will remain healthy by caring for herself. Fathers have learned to do the things that were only for women to do as well as juggle family and home. It is not unusual today to see a Dad going down the street with a backpack full of baby downtown. Mom may be at work or she may just be out with the girls. What a change. Researchers have noted two particular trends in this generation of young workers. Young women are looking for more responsibility in their jobs, not less. That is the opposite of what was true in the 90's as women chose to have less responsibility in their jobs. The second is that young women do not see motherhood as a deterrent to having a career. Today women with children and women without children view their careers in the same way. (Milkie, 2007). Young working men are spending more time with their children on work days than ever before, as well as sharing household duties. Milkie, (2007) informs us that according to the results of her study, women, though still having some difficulty negotiating family demands and work are in general feeling a sense of success in that balancing act. Their imbalance comes from marital unhappiness in the fact that they feel they have no time to share with their spouse and time is missing when their children are young. Men on the other hand feel that their time is unbalanced by what they perceive as unfairness in sharing housework, and the tradeoffs they have to have at work to be able to be home for family. In all of the studies reviewed, both genders report better role balance when they have a greater amount of time for their children. Women feel that the balance is greater when they are paid better and less financial strain and when they have to work fewer weekends. Workforce Research The past 35 years have been greatly affected by the change in the workforce and family. In today's families over 64% of married couples with children under 18 and 58% of married couples with preschool children are dual earner families (Corwyn & Bradley, 2005). Research shows that as this process has progressed the gender role lines have become very grey and men and women are learning to share roles quite well. It consistently gets better. Survey in the 1990's versus those now have changed drastically in the way women and men juggle their responsibilities. Children surveys show that more and more often there is an expectation that both parents will work and that there will be times when only one parent is home. Most of the research now shows that men and women report that they have mush more in the way of gains from the changes in lifestyles than in losses. They feel that there is more money, a positive

Reaction paper 5 Essay Example | Topics and Well Written Essays - 250 words

Reaction paper 5 - Essay Example Therefore, an alternative currency will help in restoring the confidence based on the dramatic rise in the price of gold. Additionally, the essence of gold is that no one can make more of it than what already is in the ground (Alan, Javier & Robin, 2010). As a result, this will help curb inflation. Another advantage of gold as a currency is in helping policymakers using it as a measure of investor’s concern about the fate of other currencies. Moreover, there has been increased investment in gold by new investors than before, and this has made it easier to buy and sell bullion (Alan, Javier & Robin, 2010). In addition, the gold as a currency has shown that it is not easy to be debased. On the other hand, there are arguments against the use of gold as a currency. The argument is that alternative currency will still have its own problems. For example, the Eurozone has fractured bond market while there is also no free trade on China’s renminbi (Alan, Javier & Robin, 2010). The other argument is that gold currency is prone to deflation based on its continuous rise in price. Consequently, such a high rise does not help in predicting a rise in the price of other

Lowering the Freezing Point of Water

Lowering the Freezing Point of Water It is common knowledge that the freezing point of pure water is at 0 degrees centigrade or 32 degrees ferinheight. However, is it possible to keep water in its liquid state below that freezing point? It is indeed possible, and people have been using this principle for centuries! Traveling back to the 1600s we find King Charles I of England dining with his lords and ladies. The final course is the epicurean delight of ice cream. It is doubtful that King Charles I understood the scientific principle of depressing the freezing point of a solution; nevertheless, at that time it was impossible to make ice cream without freezing the crà ¨me by depressing the freezing point of water below 0 degrees centigrade (Zinger, 2005). Today, principalities spread salt on icy roads in order to â€Å"melt† the ice. In actuality, the salt is merely depressing the freezing point of the water, allowing the roads to remain ice free even while the temperatures are below 0 degrees centigrade. To comprehend freezing point depression, you must first understand freezing point. Simply put, it is considered the temperature at which a liquid changes into its solid phase. However, it can also be thought of as the temperature at which the liquid and solid phases are at equilibrium with the atmospheric, or vapor, pressure around it. Freezing occurs as water molecules become ordered into a crystalline lattice. Scientists have long known about the phenomenon that when you add a solute to a solvent, the freezing point lowers, or depresses. Freezing point depression is a colligative property. Colligative properties are the properties of solutions that depend on the number of molecules in a solvent. It does not depend on the properties of the individual molecules in the solution (Prentice-Hall, 1972). As an example, when you create a solution by adding sodium chloride as the solute, to the solvent of water, the freezing temperature of the solution decreases. The increase of the number of solute particles of the solution interferes with the development of the crystalline structure, therefore the freezing process is delayed (Newton, 1999). Freezing point depression can be expressed mathematically as: ΔT = i Kf m. The ΔT equals change in temperature, i equals the number of particles into which the solute dissociates, m equals the moles of the solute per kilogram of solvent, and Kf equals the molal freeing point constant (for water, Kf = 1.853 C/m) (thinkquest, 2010). As discussed, solutes interfere with the shifting of a liquid to a solid state. The colligative properties relate to the number of solute particles in a solution. The greater the solute particles there are in a solution, the greater the decrease in freezing temperature. If 10 grams of sodium chloride were added to 100 grams of water, the freezing point would drop to -5.9 degrees centigrade. However if 10 grams of sucrose were added to 100 grams of water, the water solutions freezing point would only drop to -0.56 degrees centigrade. Why the dramatic difference between the two? After all, the same amount of sucrose and sodium chloride was added to the same amount of water. The answer lies in the number of particles in each solute. There are more particles in 10 grams of sodium chloride then there are in 10 grams of sucrose. Sucrose, C12 H22 O11, has a molecular weight of 342.3 grams per mole. Sodium Chloride on the other hand, has a molecular weight of 58.44 grams per mole. Sodium Ch loride has almost six times as many particles than sucrose has in the same number of grams. Therefore, the sodium chloride solution has a lower freezing point than the sucrose solution (Chemistry Explained, 2010). Not only is it possible to quantify the depression of the freezing point of a solution, it is possible to predict how far the freezing point will be decreased. According to the principles of the colligative properties, it doesnt matter what the physical properties of the solute added to the solution may be. The only determining factor is the number of particles in the solution. Therefore, if you double the amount of sodium chloride in a solution, the depression of the freezing point will be double the original solution. The original question of, â€Å"is it possible to keep water in its liquid state below that freezing point?†, has most assuredly been answered with a resounding yes. Not only can it be lowered, that lowering can be understood, quantified and predicted. In the experiment phase of this project, the scientific method will be used to assess the validity of this research. King Charles I of England would be surprised to know that his epicurean delight of ice cream paved the way for the discoveries of colligative properties and lowering the freezing point of water. Bibliography A Brief History of Ice Cream, http://www.zingersicecream.com/history.htm Colligative Properties, http://www.chemistryexplained.com/Ce-Co/Colligative-Properties.html Solutions and Colligative Properties: Colligative Properties, http://library.thinkquest.org/C006669/data/Chem/colligative/colligative.html W.J. Moore, Physical Chemistry Prentice-Hall 1972

What’s Under my Bed :: Free Essay Writer

What’s Under my Bed As I cleaned and rearranged my room one day, I slid my bed forward and found my childhood teddy bear. When I first saw him I could not believe I still had him. It looked much different than I remember. It was covered in dirt and grime. It smelled like a dusty, mildew-infested basement. I remembered the bear’s name; his name was Horace. I named him after myself. Horace lay there on my floor; his body stretched out twenty-four inches across my floor. He is wearing my old blue denim Oshkosh overalls. The overalls’ appearance reminds me of pants that had been run through the washer several hundred times. Atop Horace’s head are two half brown, half mocha, orange slice shaped ears. The right ear has an inch slit where a sliver of white thread hangs out. He has a large orange-peach head like a scrap of metal going through the first stages of oxidation. The soft fur on his head is hard and matted on the end where sticky candy used to lie. He has one small half marble, black eye on the right side. On the left side he has a hole where fluffy dirt colored cotton hangs out. The left side also has a dark brown spot; the spot reminds me of a cartoon character with a black eye. Just under the left eye on his puffy, beige-colored cheek he has two dark brown freckles. In between his right eye, and left hole, he has a patch of hair missing, wh ich reveals tightly threaded fish netting holding the stuffing inside. An inch below that is his flat, oval shaped nose. I can see teeth marks made by a teething Child. Horace’s head attaches directly to his torso; there is no neck in between. There is an upside down beige triangle patch of fur top of his chest his chest. His upper body is dark brown, like the patch around his eye. The brown flows out to the outstretched, five-inch arms. It comes to an end at the last two inches of the arms where it changes to an orange-peach color again. His lower section is hidden in the overalls. The left leg of the overalls is cuffed just above the foot.

History of DES Essay

DES was proposed in 1975 and approved in 1977 as a federal information processing standard. It was criticized by the people who felt that it’s 56 key lengths to be insecure. In spite of this, DES remained a strong encryption algorithm until mid 1990. In the year 1998 summer, the insecurity of DES was demonstrated when a $ 250,000 computer which was built by the electronic frontier foundation decrypted a DES-encoded message in 56 hours. This was improved in the 1999 to 2002 hours through a combination of 100,000 networked personal computers and the EFF machine. DES remains a de facto standard unless a substitute is found (Landau, 2000, p. 341). A certified DES is obtained from the National Institute of Standards and Technology (NIST). This Advanced Encryption Standard (AES) works in three key lengths: 128, 192, and 256 bits. The publication of DES indicated a new era in cryptography. The development in the community of public cryptographers was enhanced by having an algorithm availability of study that the national security agent certified to be secure (Landau, 2000, p. 341). The (DES) Data Encryption Standard. A system that encrypts quickly but is essentially what is impossible to break is all what cryptographers have always wanted. Public key systems have captured the imagination of mathematicians because of their reliance on elementary number theory. Public key algorithms are used for establishing a key because they are too slow to be used for most data transmissions. Private key system does the encryption because they are typically faster than public key ones (Landau, 2000, p. 341). The data Encryption Standard (DES) workhorse uses private key algorithm besides relying on cryptographic design principles that predate public key. The RC4 in web browsers and the relatively insecure cable TV signal encryption are an exception to DES. DES is the most widely used public cryptosystem in the world. It is the cryptographic algorithm which is used by banks for electronic funds transfer. It is also used for the protection of civilian satellite communications. Still, a variant of DES is used for UNIX password protection. There are three operation of the DES which involves XOR, substitution and permutation. The DES is an interrelated block cipher and a cryptosystem on a block of symbols that sequentially repeats an internal function which is called a round. It encrypts data by the use of a primitive that operates on a block of symptoms of moderate size. Self invert ability is also essential to enable one of the objects to encrypt and decrypt. When encrypting ordinary text, DES begins by grouping the text into 64 bit block. A number of operations are performed by the DES on each block (Landau, 2000, p. 343). The transformation of how the block is to be carried out is determined by a single key of 56 bits. DES iterates sixteen identical rounds of mixing; each round of DES uses a 48-bit sub key. The DES begins with an initial permutation P and ends with its inverse. The permutations are of minor cryptographic implications but forms part of the official algorithm. The selection of sub keys starts by splitting the 56-bit key into two 28-bit halves and rotating each half one or two bits; either one bit in rounds 1, 2, 9, and 16 or two bits otherwise. The two halves are put back together and then 48 particular bits are chosen and put in order (Landau, 2000, p. 343). Attacks of DES The selection of DES was followed by protests in which case some of the researchers appeared to object to the algorithm small key space. Investors in the key public cryptography claimed that a DES encoded message could be broken in about a day by a $ 20 million machine made up of a million specially designed VLSI capable of searching one key per microsecond while working in parallel. The use of a meet in the middle attack to break a four round version of DES did not extend past seven rounds (Landau, 2000, p. 345). This is evidence that, for all these attacks none of them posed a serious threat to the DES. Other attacks on the DES were performed to poke harder to the innards of DES. This brought anomalies which led to the first attacks that were seen to be more theoretically better than exhaustive search. The attacks were against the block structure system and the need of all block-structured cryptosystems needed to be designed to be secure against differential and linear cryptanalysis. There is a strong attack to DES which is differential cryptanalysis. This is apparently known to the algorithms designers. In order to design a secure cryptosystems, there is a need for a mixture of well known principles, some theorems and the presence of some magic. Attacks on a cryptosystem fall into two categories which are passive attacks and active attacks. The passive attacks are the ones which adversely monitors the communication channel. They are usually easier to mount although they yield less. The active attacks have the adversary transmitting messages to obtain information (Landau, 2000, p. 342). The aim of the attackers is to determine the plaintext from the cipher text which they capture. A more successful attack will determine the key and thus compromise a whole set of messages. By designing their algorithms, cryptographer’s help to resist attacks such as cipher text only attack whose adversary has access to the encrypted communications. The known plain text attack which has its adversary has some plain text and its corresponding cipher text. The third attack which can be avoided is the chosen text attack and its adversary chooses the plain text for encryption or decryption. The plain text chosen by the adversary depends on the cipher text received from the previous requests (Landau, 2000, p. 342).